Builders need to navigate a maze of government regulations, but homeowners can help
A successful building process is a predictable one, with no unpleasant surprises. Predictability comes from good planning, as well-planned projects tend to stay on budget and on schedule. Good planning includes making sure the home will meet all code and zoning requirements.
The consequences for not meeting these requirements can range from an easy fix to an expensive nightmare.
For instance, if the inspector points out that the foundation contractor didn’t install enough anchor bolts (the bolts that secure the house to the foundation) or put them in the wrong locations, that contractor will have to come back and fix it before framing can begin. That might hold up progress for a day.
On the other hand, if the framing inspector notes that the roof exceeds the maximum allowable height, then you’re looking at a more costly and time-consuming remedy.
These are just two of hundreds of possibilities. That’s because code and zoning requirements seem to grow each year. Depending on the city or town, the project may require signoffs from the zoning board, the building department, the health department, the fire department, the architectural review board, and even the homeowners association.
You may need permits for sitework, tree removal, water and sewer systems, foundation, framing, electrical wiring, mechanical equipment, and gas piping. You may need a right-of-way permit if work will spill over to the sidewalk, or a traffic control permit if you need to park a dumpster on the street or bring in a crane. And don’t forget a utility permit if that crane will require temporarily moving power lines.
To avoid delays at any of these stages, the builder needs to understand all the regulations enforced by the jurisdiction where the home is being built. The builder must make sure the home plans and equipment specifications take those regulations into account and also manage the job to ensure that workers and subcontractors follow the plans and specifications to a tee.
Speaking of plans, they can sometimes be a point of stress between the builder and the homeowner. If the homeowners already have a set of plans, then the first thing the builder will do is make sure they meet code, because revisions can be costly and time consuming.
This is where homeowners can make things easier for everyone. The best way to avoid unnecessary delays and expense is to choose your builder before designing your home. Doing this means the builder and architect can work together to ensure that the plans are drawn to meet all local requirements. (Getting a builder involved at the design stage has other benefits, such as ensuring that your budget will be enough to complete the home, but that’s another topic.)
The point here is that regulations can be a minefield. You need someone who has a good relationship with the local building department, someone who understands the regulations and can navigate them without incident. It’s one of the many reasons for hiring an experienced pro to build your home.
Warm Regards,

The Paynes
Payne & Payne
Builders, Inc.
10750 Mayfield Rd.
Chardon, Oh 44024
440-286-9758 – Phone
440-286-6632 – Fax
info@payne-payne.com
www.payne-payne.com
Copyright 2025. All rights reserved.
Maintenance Tips
As summer once again quickly flies by, this is a perfect time to ensure your home is ready for another fall and winter season.
As indoor humidity fluctuates between seasons, a little caulking, patching, and painting will keep your home’s interior looking like new.
Likewise, this is a good time to maintain exterior caulking and paint touch-up to ensure the materials will last for many years. While you’re inspecting your exterior paint and caulking, make sure that mulch hasn’t built up higher than the waterproofing and that the grades direct water away from the house. These two items are by far the most common reasons for moisture on basement walls.
Finally, as the cooling season transitions to the heating season, it is a good time to change your furnace filters. A clean filter will save you energy and ensure your HVAC system keeps your home comfortable.
Building Success 101
Q: How do workers comp and general liability complement one another?
A: These policies work together to protect homeowners from claims for injury, and it’s important that all contractors on the job have them. If an insured worker falls off a ladder and breaks a leg, the workers compensation policy will pay medical expenses and lost wages. However, if an unauthorized person sneaks into the site after-hours and gets hurt, the liability policy will cover legal and medical expenses related to that injury.

